SIP Calculator is a FREE app that contains all the financial and mutual fund calculators in it. SIP Calculator helps you calculate the wealth gain and expected returns for your monthly SIP (Systematic Investment Plan). You can plan your long term financial goal like buying house, car etc. by getting an estimate on the maturity amount for your monthly SIP.
What is SIP?
SIP stands for Systematic Investment Plan. Using SIP, one can invest small amounts periodically (weekly, monthly, quarterly) into a selected mutual fund. For investors (especially salaried), SIP offers a well-disciplined approach to investing and to create wealth in the long term using the power of compounding.
How does it work?
1. Enter the amount you wish to invest every month in a SIP (Systematic Investment Plan)
2. Choose the number of years (Tenure) you wish to continue the investment for.
That simple!
SIP calculator will automatically calculate the amount of ROI (Return on Investment) and Maturity Value. SIP returns are calculated according to compound interest.
Example:
Monthly SIP Amount: 5,000
Tenure (Years): 20
Rate of Return (%): 15.0%
Investment Amount: 12,00,000
Return on Investment Amount: 63,79,775
Maturity Value: 75,79,775
Advantages of SIP
1)A Disciplined Approach to Investing
SIP offers a well-disciplined approach to creating wealth for the long term. It helps you develop a habit of saving. Since the amount invested through SIP is on a regular interval (usually on a monthly basis), it also reduces the impact of market volatility. If you are new to investing, an automated SIP is a great way to begin.
2)Take Advantage of Rupee Cost Averaging
Since the amount invested is constant, one buys more units when the price is low and fewer units when the price is high. This means that the average cost is lower.
3)Higher Returns
The key to growing your wealth is to start early and make regular investments. With SIPs, the minimum amount required to start an investment is very low, making it easy to start investing right away. A SIP of Rs. 5000 for 20 years can give you returns more than Rs 75 Lakhs.
You can use the SIP Calculator app for the following:
⁃ SIP Calculator
⁃ Mutual Funds Return Calculator (Lumpsum)
⁃ Recurring Deposit Calculator
⁃ Reverse SIP calculator
⁃ Step up Calculator
⁃ National Pension Scheme (NPS) Calculator
⁃ Sukanya Samridhi Yojana (SSY) Calculator
⁃ Systematic Withdrawal Plan (SWP) Calculator
⁃ Public Provident Fund (PPF) Calculator
⁃ National Saving Scheme (NSC) Calculator
What are the different mutual funds in India which offer SIP investments?
There are more than 35 mutual fund houses (AMC’s) which allow investments in SIP. Few of them are listed below:
SBI Mutual Fund
HDFC Mutual Fund
Reliance Mutual Fund
Franklin Mutual Fund
DSP BlackRock Mutual Fund
Birla Mutual Fund
Axis Mutual Fund
IDFC Mutual Fund
Kotak Mutual Fund
L&T Mutual Fund
Mirae Mutual Fund
Invesco Mutual Fund
Principal Mutual Fund
Sundaram Mutual Fund
Tata Mutual Fund
UTI Mutual Fund
SIP计算器是一个免费的应用程序,其中包含所有的财务和共同基金计算器。 SIP计算器可帮助您计算每月SIP(系统投资计划)的财富收益和预期回报。您可以通过估算每月SIP的到期金额来计划您的长期财务目标,如购买房屋,汽车等。
什么是SIP?
SIP代表系统投资计划。使用SIP,可以定期(每周,每月,每季度)向选定的共同基金投入少量资金。对于投资者(特别是受薪),SIP提供了一种训练有素的投资方法,并利用复合的力量在长期内创造财富。
它是如何运作的?
1.在SIP(系统投资计划)中输入您希望每月投资的金额
2.选择您希望继续投资的年数(任期)。
那很简单!
SIP计算器将自动计算ROI(投资回报率)和到期值。 SIP回报根据复利计算。
例:
每月SIP金额:5,000
任期(年):20
回报率(%):15.0%
投资金额:12,00,000
投资回报金额:63,79,775
到期价值:75,79,775
SIP的优点
1)有纪律的投资方法
SIP为长期创造财富提供了一种训练有素的方法。它可以帮助你养成储蓄的习惯。由于通过SIP投资的金额是定期(通常是每月),它也减少了市场波动的影响。如果您不熟悉投资,自动化SIP是一个很好的开始。
2)利用卢比成本平均
由于投入的金额是固定的,因此当价格较低时会购买更多的单位,而当价格较高时会购买较少的单位。这意味着平均成本较低。
3)更高的回报
增加财富的关键是尽早开始并定期投资。使用SIP,开始投资所需的最低金额非常低,因此可以轻松立即开始投资。 SIP的SIP。 5000年的5000年可以给你超过75卢比的回报。
您可以使用SIP计算器应用程序进行以下操作:
⁃SIP计算器
⁃共同基金回报计算器(Lumpsum)
⁃经常性存款计算器
⁃反向SIP计算器
⁃加强计算器
⁃国家养老金计划(NPS)计算器
⁃SukanyaSamridhi Yojana(SSY)计算器
⁃系统提款计划(SWP)计算器
⁃公共公积金(PPF)计算器
⁃国家储蓄计划(NSC)计算器
印度提供SIP投资的共同基金有哪些?
共有超过35家共同基金公司(AMC)可以投资SIP。其中很少列出如下:
SBI共同基金
HDFC共同基金
Reliance Mutual Fund
富兰克林共同基金
DSP BlackRock共同基金
Birla Mutual Fund
Axis Mutual Fund
IDFC共同基金
Kotak共同基金
L&T共同基金
未来共同基金
景顺共同基金
主要共同基金
Sundaram共同基金
塔塔共同基金
UTI共同基金